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3 reasons to have identity theft coverage


Identity theft is a growing concern, especially for holiday shoppers. There are good reasons to add this coverage to your homeowners, condo or renters insurance.


Identity theft is on the rise, with data breaches like the one at Equifax contributing to the problem. The Federal Trade Commission estimates as many as nine million Americans have their identity stolen each year. Fortunately, there are things you can do to prevent it. And you can add identity fraud expense coverage to your homeowners, condo or renters policy. Here’s why you should:

  1. It could save you money (and doesn’t cost much). Restoring your identity is expensive when you add up legal fees, loan reapplication fees, notary expenses and other costs. Our identity fraud expense endorsement covers those expenses, and it costs less than the price of dinner out with your family or friends.

  2. It could save you time. If your identity is stolen, you’ll need to contact credit reporting companies and other businesses to set things straight. That takes time. With our endorsement, you’ll be assigned someone who will work with third parties to resolve any issues. You’ll also get help replacing documents like Social Security cards, birth certificates, passports and driver’s licenses if yours have been lost, stolen or compromised.

  3. It provides peace of mind. With identity fraud expense protection, you know you have a plan in place. At this time of year especially, when you’re likely to be buying gifts for family and friends, that kind of security is priceless.

How to get identity fraud expense coverage
Talk to your American Family agent to add this coverage to your homeowners, condo or renters insurance.

Check out the identity theft resource center and risk evaluator/calculator to learn more. Also see for related articles:

Preventing holiday shopping theft

Safe online holiday shopping

Identity recovery steps: What do to after identity theft


About American Family Insurance
Madison, Wisconsin-based American Family Insurance group, celebrating its 90th anniversary in 2017, is the nation's 13th-largest property/casualty insurance group and ranks No. 315 on the Fortune 500 list. The company sells American Family-brand products, including auto, homeowners, life, business and farm/ranch insurance, primarily through its exclusive agents in 19 states. American Family affiliates (The General and Homesite) also provide options for consumers who want to manage their insurance matters directly over the Internet or by phone. Web; Facebook; Twitter